Financing

Treatment Cost

Orthodontic treatment costs can vary based on the difficulty of the orthodontic problem and the estimated treatment time. After your initial complimentary visit with Dr. Owtad, you will be told your treatment options so you can choose which option best fits your needs. Once you select your treatment option we can then discuss a financial plan that works best for you.

Insurance Plans

A few of the major insurances that we accept include Delta Dental, Humana, Cigna, MetLife, United Health Care, Guardian, United Concordia, Aetna, Principle, Unum, and more. Please contact our office to have one of our team members verify your orthodontic insurance benefits.

Flexible In-House Financing

Please discuss your preferred financing options with our financial team. We have designed a variety of payment options as we believe everyone deserves a healthy beautiful smile and finances shouldn’t get in the way of achieving that. Your financing will always be at a 0% interest rate regardless of the financing amount or duration. We also work with our patients to maximize any FSA and HSA benefits they may have. Additionally, a discounted rate will be offered to those that choose to pay their costs in full at the beginning of treatment.

Interest-Free Financing

We believe that high-quality orthodontic care should be accessible without added financial stress. That’s why we offer interest-free payment options to help make treatment more manageable. With no extra fees or surprises, you can begin your smile journey with confidence and enjoy straightforward monthly payments that fit comfortably into your budget.

Affordable Payment Options

Every patient’s needs are unique—and so are their financial situations. Our office provides a range of affordable payment solutions designed to give families flexibility and peace of mind. Whether you prefer smaller monthly installments or a customized plan that aligns with your financial goals, we’ll help you choose an option that works for you.

Use Your HSA or FSA

Your Health Savings Account (HSA) or Flexible Spending Account (FSA) can be a great way to reduce the out-of-pocket cost of braces or aligners. Our team is happy to help you understand how these benefits apply to orthodontic treatment and guide you through the process of using tax-advantaged funds toward your smile. We’ll make sure everything runs smoothly so you get the most out of your benefits.

Pay It Your Way

We’re committed to giving you choices. Whether you prefer to break up payments, combine different forms of payment, or take advantage of available benefits, our goal is to make your financial experience simple and stress-free. Tell us what works best for you, and together we’ll create a plan that supports your treatment and fits your lifestyle.

Get in touch!

We proudly serve our beloved communities across Arizona, including Scottsdale, the greater Phoenix metropolitan area, Tempe, Mesa, and beyond.

OWTAD Orthodontics

Phone: (480) 800-8707

2899 N 87th St
Suite 105
Scottsdale, AZ 85257
Hours
Monday: 10AM – 6PM
Tuesday - Thursday: 9AM -5PM
Friday (varies): 9AM - 5PM
Saturday (varies): 9AM - 3PM